If you are a regular user to the services that can be hired online, attentive because in this article we are going to explain the operation of one of the best payment forms that you can use to control all your online expenses in an easy, safe and real time from your mobile phone: the MoneyTopay Prepaid Card.
Today it is usual to be signed, for example, to several audiovisual content platforms in streaming -Type Netflix, Max or Disney Plus, among others -, to have a premium account of a musical service such as Spotify, Tidal, Apple Music or similar; Pay to have verification on Facebook or Instagram or even sign up for X Premium to have access to additional functions in the social network.
If we add to that the download of mobile payment applications, the subscription services with which some health apps and fitness have, or those that serve to meet other people and even some games for smartphones, as well as the purchases you can do within the applications, the result is that, throughout the month, it is more than possible that you are making more than a dozen digital payments almost without realizing it. And what is worse, you may not be controlling them consciously.
The vast majority of them will be loaded in your account and you may not repair them. It is true that the digitalization of payments is very comfortable, but also entails certain risks: automatic charges can be produced without realizing it, such as the renewal of a service you no longer wanted, or an amount charged by error. In addition, having to enter the payment data into websites and online services that you do not know, you can feel some insecurity – even there are users who prefer not to share them – about who is done with them or what they will finally collect you.
To avoid this type of situations and properly manage all your digital payments safely and controlled, we recommend you with a prepaid card such as Moneytopay, and we will explain why.
How MoneyTopay Prepaid Card works
The MoneyTopay Virtual Prepaid Card is the best solution to manage all payments to online services that we are signed safely. It is a reliable payment method, which protects both your money and your personal data and that allows you to control your expenses. Through the MoneyTopay app you will be the one who easily decides and at all times what to spend, where and when.
It is a card that is not linked to any bank account, so you will not have to give your data to online stores or payment systems whenever you want to make a purchase online. It will also help you make expenses that you do not want them to appear in the extract or movements of your usual account.
With her you will only spend the money available at that time. Thus, you will always control the purchases that are made and recharge the Prepaid card only when necessary. In the same way, you will also avoid unforeseen charges, and protect yourself from possible fraud or scams.
All actions – from the hiring of the card until their daily use – can be carried out in a simple way through the Moneytopay app (available for both Android and iOS devices). From the palm of your hand you will control each movement and you can even block your card in case of theft or loss.
Main characteristics of the MoneyTopay Prepaid Card
In addition to not being linked to any bank account, the MoneyTopay Prepaid Card stands out for its safety. It has a KYC identification system at the time of hiring that will allow you to verify your identity when making any movement.
You can use it in both virtual and physical stores, in any establishment or service that accepts payments using visa cards. It is recharged through the app or you can also do it physically at CaixaBank ATMs. And in addition to your virtual card, if you want to have a physics you can also request it, with an additional cost of 10 euros.
The cash withdrawal can be done at all times from any cashier. In addition, the purchases and online positions that are made will have to authorize them through the MoneyTopay app. Thus you can observe each purchase and have accurate control of all movements easily.
In addition, you can easily link it with digital wallets such as Google Wallet or Apple Pay to pay from mobile or your smartwatch in a simple way without having to enter card data.
In case of theft or loss you can block the card directly from the app just by pressing a button, without having to contact the customer service.
All this for a monthly cost of only 0.90 euros, without commissions for purchases or for recharges.
How to hire the MoneyTopay Prepaid Card
The MoneyTopay prepaid card hiring process is very easy and you can carry it out in just a couple of minutes from your mobile phone.
You just have to download the MoneyTopay app from your official application store (Google Play Store for Android and Apple Store for iPhone).
When opening it, you will have to carry out a simple identity verification process (KYC) to certify that you are of legal age. You will need to have Spanish ID or Nie and you can make an initial recharge of up to 150 euros with a debit or credit card.
Once you overcome that amount, you will have to make an additional verification through Face ID or Video Selfie, which will allow you to recharge up to 10,000 euros per year, although you can increase that amount in CaixaBank offices.
Remember that the Moneytopay Prepaid card has a monthly fee of 0.90 euros and that it does not have any female or recharge commissions.
Conclusion
If you want to have a safe and reliable payment method, with the flexibility that you are not linked to your bank account, and with which you can control all your online expenses in an easy and real time, from the palm of your hand, we recommend you try the MoneyTopay prepaid card.
Due to a minimum monthly fee, less than one euro and without more commissions, you will have the peace of mind of having all your charges and digital payments to online subscriptions, mobile apps and other services on the Internet. You can recharge the card whenever you need it and spend the money available at that time.
MoneyTopay is the entity with which CaixaBank and Global Payments lead the Prepaid Services Market in Spain. The Joint Venture, participated by 49% by CaixaBank and in 51% by Global Payments, develops innovative prepaid solutions for both individuals, which are distinguished through the offices network of the financial entity and points of sale of diverse sectors, and for companies.
This product is part of the set of solutions that MoneyTopay offers companies through prepaid cards that companies use for issues such as employee expenses or flexible remuneration.
